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Renters insurance: a clearer starting point
Whether you rent an apartment, house or another living space, start with your belongings and any requirements in your lease. A renters insurance conversation is also a chance to ask about liability, deductibles and what a proposed policy does or does not include.
What to have ready
- The rental address, household members and your lease requirements.
- An inventory or estimated value of your belongings.
- Items that may need special discussion, such as jewelry or business equipment.
- Questions about liability, temporary living expenses and deductibles.
Questions about renters insurance
Is my landlord’s policy enough for my belongings?
Do not assume your belongings are protected by the building owner’s policy. Ask what protection you need as a renter and review the details of any proposed renters policy.
How can I prepare for a renters insurance quote?
Have your address, move-in date and any insurance language from your lease ready. Make a practical list of belongings and questions, then compare limits and deductibles along with the premium.
3 steps to a more useful conversation
- Tell us what you need. Use the quote tool above or contact MAC Insurance with your questions. Let us know about an upcoming deadline or change.
- Review the details. Discuss the information used for the quote, the proposed limits and deductibles, and any questions that remain.
- Confirm your next step. Before choosing coverage, ask what needs to happen next and when protection would take effect.
Need a related service? Explore Home insurance for homeowners, or browse our insurance resources. For independent consumer information, visit the Oregon Division of Financial Regulation.
A quote request does not bind coverage. Availability, terms and pricing depend on the insurer and your circumstances. The policy documents govern coverage.